401(k) Programs


In addition to core benefit programs, 401(k) plans are becoming a requirement of companies wishing to attract and retain valuable employees. With volatile investment markets and ever-changing legislation, it is also becoming increasingly difficult to offer these plans without frustration, anxiety and an excessive administrative burden.

We assist in the design and implementation of retirement strategies that meet the needs of businesses, their owners, and employees. Through our Registered Investment Advisor and selected Third Party partners firms, we provide fiduciary services, objective investment selection and advice customized to meet the requirements of each client.

We work with multiple investment platforms, which offer a daily valuation platform for 401(k) and Defined Contribution Plans, toll-free telephone and Internet access. Our state of the art online technology enables participants to:

  • Access their retirement accounts 24/7/365
  • Execute transactions using various methods
  • Obtain fund pricing and performance information
  • Review fund detail provided by Morningstar

Based on the size and needs of your plan and its participants, we make recommendations as to appropriate investment vehicles. These recommendations are then monitored and altered as necessary based on our proprietary manager screening system. Self-directed brokerage accounts are available on some platforms, providing investment flexibility.

Communication and education are the heart of a strong retirement plan. We provide clearly written and attractive materials that make understanding the plan easy for your employees.  Our enrollment materials are designed to educate your employees about qualified plan basics, such as the benefits of tax-deferral and the power of compound earnings over time. We also provide materials that offer investment guidance about the risk/reward trade-offs of various investments, and basic asset allocation planning. This information can be provided in a mixed media format including print, web and video.